Millennials exhibit skepticism towards the economy and question the stability of their workforce. Many young adults recognize that a functional economy – and job - is not promised.

Vega, Rho, Theta, and Delta are terms often used to name fraternities and sororities and likely more familiar to many in that context as opposed to being central in the pricing and trading of derivatives.

William Herrmann, managing partner of Wilshire Phoenix and HFA regional director, moderated an HFA discussion that explored the explosive growth in digital assets in recent years.

Robo-advisors offer discounted access to wealth management often by using mean-variance portfolio optimization on Exchange Traded Funds (ETF), other large funds or individual share ownership.